Joan Webster, through the forces of circumstance and environment, believes that money is the yardstick by which her future happiness can be measured. When she leaves her native town to marry the wealthy tenant of a tiny Hebridean island she believes her future is assured.
But even money cannot control the weather in the Hebrides and Joan finds herself storm-bound on the Isle of Mull. Here she meets a new world of people, a world in which there is happiness and contentment – but very little money.
Joan meets Torquil, the Laird of Kiloran. They fall in love, but Joan finds it hard to identify with this new life, and struggles against her love for Torquil up until the last moment when she realises that she cannot live without him.